Hello,

More of my philosophy about the financial market and more..

I am a white arab, and i think i am smart since i have also
invented many scalable algorithms and algorithms..

I think that the stock market crashes can be due to economic or natural
disasters, speculation, or investor panic, but i also think that
it is the "control" over the factors of speculation and investment panic
that is the most important that permits to prevent a stock market crash,
so first we have to know that an investor is concerned with the
fundamental value of his investment, whereas a speculator is only
concerned with market price movement, and here is my thoughts about how
to avoid stock market crash:

More philosophy about the future of financial stability and cyber risk..

I have just read rapidly the following very interesting article,
i invite you to read it carefully:

The future of financial stability and cyber risk

https://www.brookings.edu/research/the-future-of-financial-stability-and-cyber-risk/

I think that we have to be positive about the future of financial
stability and cyber risk, since notice that the financial stability
depends on three things:

1- Leverage
2- Maturity and Risk Transformation
3- Procyclicality of the price of risk

Read the above article to notice it, but i think that for the first two,
i mean Leverage and Maturity and Risk Transformation, the financial
institutions have not to put all the eggs in the same basket, so
they need to diversify the risk correctly by diversifying portfolios
etc., and for the third that is the Procyclicality of the price of risk,
i think that it is less risky since it depends on the "asset" prices
that are diversified to a certain level, and for the cyber risk i am
positive since i think we are getting much more sophisticated in cyber
security. So i remain positive.

And my above thoughts are related to how i will invest more for my
retirement etc. as follows, read my following thoughts so that to
understand my way of doing about it:

https://groups.google.com/g/alt.culture.morocco/c/h4FblBWnNHk

More of my philosophy about my new proverb and more..

I think i am smart and i think i am a wise type of person,
and as you have just noticed i have just invented quickly
a new proverb and here it is and read my explanation below:

---

Here is my new proverb:

"When you walk towards a goal in life it's like you walk down a forest
path towards a goal, but when you walk this forest path you can look at
flowers and pretty trees and be happier or you can also learn more and
have more experience which is useful while walking in the forest, then
life is like this, you can go through it towards goals, but going
through it you can also have pleasures that make you happier and you can
learn more and have more experience and that is useful to you, and i
think this conception of life makes you more positive."

And here is the translation in french of my new proverb:

"Quand tu marches vers un objectif dans la vie, c'est comme tu marches
dans un chemin de forêt vers un objectif, mais quand tu marches dans ce
chemin de forêt tu peux regarder des fleurs et de jolis arbres et être
plus joyeux ou tu peux aussi en apprendre plus et avoir plus
d'expérience qui est utile en marchant dans la forêt, alors la vie
ressemble à cela, tu peux la traverser vers des objectifs, mais en la
traversant tu peux avoir aussi des plaisirs qui te rendent plus heureux
et tu peux apprendre plus et avoir plus d'experience et cela t'est
utile, et je pense que cette conception de la vie te rend plus positif."

And you can read my other proverbs that i have just invented quickly here:

https://groups.google.com/g/alt.culture.morocco/c/ZyUvFt_nix8

---

So you have to understand that my proverb above is like
trying to well balance between, in one side, our strong human desire for
success and the fear or the disliking of failure to attain the goal,
and, in the other side, i am showing in my new proverb the good sides or
advantages or the pros of walking our lives towards the goal or goals
even if failure or failures happen(s), and i think this conception of
life of my proverb permits to be more positive, also you have to align
the usefulness of the utility with the global mission of the country or
global world, and read my following thoughts about how i am redefining
Utilitarianism so that to make you understand the how:

More of my philosophy about why the definition of Utilitarianism is like
an IQ test..

Notice that i think i am smart, since when i just looked rapidly at the
definition below of Utilitarianism, i have rapidly discovered a pattern
with my fluid intelligence and it is that even if the definition
of Utilitarianism is: That Utilitarianism prescribes actions that
maximise happiness and well-being for all affected individuals,
i can easily see a pattern with my fluid intelligence since i am
smart, since the pattern is that Utilitarianism maximises happiness and
well-being by well balancing taking into account not
only the present but also the future, i mean that responability
is inherent to the definition since the well balancing forces us
to be responsability in the present or today so that to maximize
correctly happiness and well being tomorrow or in the future.

I can give you another IQ test that i have rapidly invented and
here it is:

So i will give my example of pattern recognition with my fluid
intelligence that permits to understand, here it is:

So if you want to go fast from my country Morocco to another country
called USA , how will you do it ? or what will you do ?

It is like my IQ test..

So if you answer that you need for example to use a fast airplane to go
fast from Morocco to USA, your answer is a stupid answer, so you need
the smart answer, so i will answer that the fast airplane too has to be
"reliable" and your "health" has too to permit it and the "weather" has
too to permit it, so now you are clearly noticing that you need to take
into account many "factors" so that to go fast from Morocco to USA, so
you are clearly noticing that being smart needs also a good plan.

More precision of my philosophy about Utilitarianism..

I invite you to read the following definition of what is Utilitarianism:

https://en.wikipedia.org/wiki/Utilitarianism

So as you are noticing, it says that Utilitarianism prescribes actions
that maximise happiness and well-being for all affected individuals,
but i think that Utilitarianism is not idiotic since it maximises
happiness and well-being by well balancing taking into account not
only the present but also the future.

And read more about the Japanese Ikigai in the following article:

The More People With Purpose, the Better the World Will Be

https://singularityhub.com/2018/06/15/the-more-people-with-purpose-the-better-the-world-will-be/

I think that Japanese Ikigai gets the "passion" from the "mission",
since the mission is the set of interests and of course you have to get
the interest that is interesting for you from the mission,
so then this interest becomes your passion that plays the role
of an engine, and the interest can become the interest of making much
more money so that to become rich, but this interest has to be aligned
with the right global mission, since you can have local missions or a
global mission.

More of my philosophy about the true power of the idea and more..

I think i am smart and i think i am a wise type of person,
and now i will speak about an important subject,
so i will ask the following philosophical question:

What is the true power of the idea ?

This is a so important philosophical subject, since
i think i am smart and i will make you feel more the true
power of the idea by first talking about the technic in psychology that
we call "Mood freezing", since i think that the most important aspect of
Mood freezing is that it recognizes the true power of the mind, and you
can read about it here:

https://www.alleydog.com/glossary/definition.php?term=Mood+Freezing

So as you are noticing that it says that when the respondents were
convinced that expressing aggression would not make them feel better,
they actually accepted their current situation which eventually improved
their moods, so this proves that the power of the idea is great, this is
why i am of the ones that believes that we can enhance much better
humans and construct a new type of man by using some intellectual
mechanisms, and i am talking about some of them below and here is my
poem about the true power of the idea, read it again:

"Give me this beautiful and so smart idea
Since it is how they have built south Korea
Give me this beautiful and so smart idea
Since it is how we unite the people such as of Crimea
Give me this beautiful and so smart idea
Since it is not just a pizza from the pizzeria
Give me this beautiful and so smart idea
Since it is not the simple prayer of Ave Maria
Give me this beautiful and so smart idea
Since it is not the stupid war between the sunnite and shiah
Give me this beautiful and so smart idea
Since it is how we make north Korea look like a beautiful America
So give me more of those beautiful and so smart ideas !"